RISK MANAGEMENT (INSURANCE)

CANADA

Liability insurance on the Canadian side is served by Wilson M Beck Insurance Services. Click links at below for specific documents, forms and other guidance.

Contact the agency:

Ph: 236-425-1770 / rotary@wmbeck.com

Wilson M. Beck Insurance Services (Kamloops) Inc.
Pioneer Landing
574 Lorne St, Kamloops, BC, V2C 1W3
www.wmbeck.com

United States

RISK MANAGEMENT Update for 2025-26

The U.S. Rotary Club & District Liability Insurance Program (“U.S. Club Program”) provides all U.S. Rotary clubs and districts and Rotaract clubs with general liability insurance (“GL”) and directors & officers/employment practices liability insurance (“D&O/EPL”).

Risk Management would like to advise you of the 2025-26 insurance assessments that will be charged on the July Club Invoice.

The insurance assessments, which are calculated by an actuarial consultant, fund the U.S. Club Program, which includes the self-insured retention under the GL insurance, the deductible under the D&O/EPL insurance, and commercial insurance premiums. The assessments are based on claims activity per state and are offset partially by a credit due to the U.S. Club Program’s favorable history as relates to losses.

The assessments by state and per member are shown below:

States and Territories GL Rate D&O/EPL Rate
CA, CT, NH, NJ, NM, NV, NY, OR, PA, RI, TN, UT, WI, WV $11.02 $1.25
FL, IL, KY, MA, MT, OH, WA $6.82 $1.25
AZ, CO, ID, LA, MD, ME, MI, MN, MO, NC, TX, VA $5.90 $1.25
AK, AL, AR, DC, DE, GA, HI, IA, IN, KS, MS, ND, NE, OK, SC, SD, VT, WY $4.87 $1.25
American Samoa, Guam, Northern Mariana Islands, Puerto Rico, U.S. Virgin Islands $2.96 $1.25

In order to calculate your club’s total assessment, multiply the GL and D&O/EPL rates for your state by the number of members in your club. Example: A club in IL with 50 members will owe $295.00 for GL insurance and $62.50 for D&O/EPL insurance.

GL assessments are increasing on average by 14% compared to last year, driven by an increase in GL program costs while D&O/EPL assessments were nearly the same reflecting more favorable conditions for that market segment. 

For certificates of insurance:
The Certificate Holder box should include:
Certificate Holder Name & Address and can include
RE: Rotary club/district name, Name of event /Date of event 

Note:  The only information that can be put in the certificate holder box is what is shown above – do not enter any type of language that refers to policy terms and conditions.

 

Download a certificate:

U.S. Rotary Insurance Portal:
Website: rotary.hylant.com

Contact a Club officer for user name and password

Contact the agency:

The Hylant Group
Rotary Risk Management
(419) 259-2710
rotary@hylant.com

Julita Brzozowska, Risk Manager
(847) 424-5394
insurance@rotary.org

Carol Dietz, Senior Specialist
(847) 424-5245

Ann Berdahl, Claims & Insurance Manager
(847) 866-3125
claims@rotary.org